You can add INR to your Armoney wallet via UPI, IMPS, NEFT or RTGS.


Instant Deposit UPI/IMPS/NEFT/RTGS (Recommended - No need to submit transaction details)


If you prefer to make an Instant INR deposit via UPI/IMPS/NEFT/RTGS, please follow the steps below -

Desktop
  1. Click on Funds in the top bar 
  2. Under Indian Rupee, Click on the Deposit button
  3. Link your bank account by entering your Bank details from which you will deposit the funds. The name you enter MUST match the name on your Armoney account.
  4. Click on the Instant Deposit UPI/IMPS/NEFT/RTGS
  5. Next, you will see the Armoney bank details. Transfer funds via UPI/IMPS/NEFT/RTGS to account details provided.
  6. After a successful transfer, your deposit will get instantly credited into your Armoney account.


iOS
  1. Click on Funds in the top bar 
  2. Under Indian Rupee, Click on the Deposit button
  3. Link your bank account by entering your Bank details from which you will deposit the funds. The name you enter MUST match the name on your Armoney account.
  4. Click on the Instant Deposit UPI/IMPS/NEFT/RTGS
  5. Next, you will see the Armoney bank details. Transfer funds via UPI/IMPS/NEFT/RTGS to account details provided.
  6. After a successful transfer, your deposit will get instantly credited into your Armoney account.


Android
  1. Click on Funds in the top bar 
  2. Under Indian Rupee, Click on the Deposit button
  3. Link your bank account by entering your Bank details from which you will deposit the funds. The name you enter MUST match the name on your Armoney account.
  4. Click on the Instant Deposit UPI/IMPS/NEFT/RTGS
  5. Next, you will see the Armoney bank details. Transfer funds via UPI/IMPS/NEFT/RTGS to account details provided.
  6. After a successful transfer, your deposit will get instantly credited into your Armoney account.



Standard UPI/IMPS/NEFT/RTGS (transaction details needs to be submitted after the transfer)

If you prefer to make a deposit via UPI/IMPS/NEFT/RTGS, please follow the steps below -


Desktop
  1. Click on Funds in the top bar 
  2. Under Indian Rupee, Click on the Deposit button
  3. Link your bank account by entering your Bank details from which you will deposit the funds. The name you enter MUST match the name on your Armoney account.
  4. Click on the UPI/IMPS/NEFT/RTGS
  5. Next, you will see the Armoney bank details. Follow the steps to deposit INR to the Armoney bank account via UPI, IMPS, NEFT or RTGS
  6. Do not forget this step - Come back to Armoney and click on the Add Transfer Details button
  7. Enter the Deposit Amount & Transaction ID and tap Proceed. This helps us track your deposit faster. 


iOS
  1. On the Home Screen, Click on the Funds tab 
  2. Tap on Indian Rupee and tap on the Deposit button
  3. Link your bank account by entering your Bank details from which you will deposit the funds. The name you enter MUST match the name on your Armoney account.
  4. Tap on the UPI/IMPS/NEFT/RTGS
  5. Next, you will see the Armoney bank details. Follow the steps to deposit INR to the Armoney bank account via UPI, IMPS, NEFT or RTGS
  6. Do not forget this step - Come back to Armoney and click on the Add Transfer Details button
  7. Enter the Deposit Amount & Transaction ID and tap Proceed. This helps us track your deposit faster. 


Android
  1. On the Home Screen, Click on the Funds tab 
  2. Tap on Indian Rupee and tap on the Deposit button
  3. Link your bank account by entering your Bank details from which you will deposit the funds. The name you enter MUST match the name on your Armoney account.
  4. Tap on the UPI/IMPS/NEFT/RTGS
  5. Next, you will see the Armoney bank details. Follow the steps to deposit INR to the Armoney bank account via UPI, IMPS, NEFT or RTGS
  6. Do not forget this step - Come back to Armoney and click on the Add Transfer Details button
  7. Enter the Deposit Amount & Transaction ID and tap Proceed. This helps us track your deposit faster. 



How much time will it take for my deposit to reflect in Armoney?


UPI/IMPS/NEFT/RTGS - At the moment, you should consider 24 working hours as the maximum time it will take for IMPS/NEFT/RTGS deposits to reflect. Most deposits happen in a much shorter time (even 1 hour). Please try and avoid contacting the support team unless your deposit has not reflected for more than 48 hours.


My INR deposit got rejected. What should I do?


We have a dedicated article to help you out when this happens. Read here - My INR deposit got rejected. What should I do?


Can I deposit money from someone else's bank account to my Armoney account?


No. The deposit MUST happen from the Bank account that you have linked to your Armoney account. The name on the Bank account that you link MUST match the name on your Armoney account.


Where can I get the Transaction/Reference ID from?


The transaction ID is provided by your bank when you complete the deposit payment or on your bank statement. Copy the Transaction/Reference ID and add it to the deposit form in Armoney. Read this article for exact details - How do I find my bank transaction ID for deposits?


Is there a deposit fee?


Please visit the Fees Page for details - Trading, Deposit & Withdrawal Fees


Is there a minimum/maximum deposit limit?


You can deposit a minimum of Rs 100. No maximum limits apply.


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